The material-karma key
Material karma reads on the right key, around the money cardinal: c (the year vertex), q = c + n at the key's centre, and n = c + e. It is the money story of the past incarnation: where the money came from, what it was spent on, and what problems and blockings formed around it.
The key's placement is the point: n stands at the junction of the past financial channel and the present one (the money line n → m → l). That is why the book reads it first among the three — bringing n out of minus is the single move that most directly frees up money in this life.
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